Credit Repair, Credit Repair Program, Credit Repair Course, Credit Repair ebook, credit repair service, credit repair companies, credit repair agencies

Credit Repair, Credit Repair Program, Credit Repair Course, Credit Repair ebook, credit repair service, credit repair companies, credit repair agencies
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Have You Been the Prey for Credit Bureaus Because of; Late Payments, Foreclosure, Automobile Repossession, Denial of Credit or Even Bankruptcy?


If you have any questions of my credentials please read about me and view all of the testimonials below. I am not working out of someone’s ba t. I run a complete credit repair program in our office for all of my clients day in and day out. My company is the only one that has actually rewritten their program throughout the years to keep up with the times.



I am not asking for a large investment and I do not like credit bureaus. After working for one I have uncovered their "tactics" that they use to avoid accurately verifying information. These bureaus should ultimately be closed by the government for deceiving the public.


FACT: Six out of ten Americans are victims of a "bad credit rating." This plague is spread by the credit bureaus and the credit card companies that entice and trap ordinary Americans, so they wind up facing financial ruin.


FACT: You can quickly restore your credit rating…And with the right information, it’s something you can do for yourself, quite easily.


FACT: Fixing your own credit rating is perfectly legal in every state. You can completely restore your credit rating from the comfort and privacy of your own home.


FACT: Most Americans with credit problems will need to get a second job in the next month just to keep utilities on at their home.


FACT: Even if you paid your creditors in full, every time you apply for credit or even a job, you are haunted and embarr ed by the left-over scars of late payments on your credit rating.


Importance of Good Credit…We all know how important credit is in our lives. Without credit you can’t rent a car, book a hotel, travel, borrow money, get a mortgage? Need I go on? The list is endless, and I think you get the idea.


Former credit bureau employee with over 20 years of experience involving credit scores and credit repair shares all secrets to raising your credit fast and permanently.


The majority of problems I used to encounter when working for one of the main three credit bureaus could have been easily fixed without much h le. The major reason why this is not done is because borrowers with a lower credit score have to pay more to the bank. Banks are not dumb and this is not their first time dealing with a borrower when you walk in the door.


Let’s go step by step through a regular loan process when you are interested in purchasing a car.


You explain you will be putting down "X"%, sign some paperwork and the sales person goes into their back office room and makes you wait for 30 minutes. He is currently running your credit while also checking to see if their dealership wants the debt or if they are going to bring in a third party bank.


Lets says they want to use a third party bank. The bank representative receives the fax from the sales person and they look over everything on the application. After running your credit they become aware that your score is not considered "good" by their bank. A regular interest rate of 5-6% for your car is now near 9-10%!


The sales person goes back to you and you are forced to a make a decision that might haunt you for the next 5-6 years! Adding 4-5% to a car loan or any loan for that matter will quickly add at least $70 to your monthly car payment.


Now back to the bank, they know you are going to pay 95% of the time and if you don’t they can take their car from you for almost no cost to them to resell. When they review your credit, the bank representatives can pick up these "errors" on your credit report that have dropped your score. They know they are errors but if they lock a higher rate for your car loan they are getting a bigger commission while the bank is making more money (almost an extra $1,000/year in this instance) So why are they charging this high rate? The simple answer is because they can!


Banks can practice like this because they use your credit score as the reason for everything.


He is paying a higher rate for his car loan because of his credit or she has to put down more for that house because of her credit. There is only one party that benefits during this process and it is the banks! Since all banks are in business to make lots and lots of money and provide nice returns for their shareholders, the… Read more…


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Ditulis oleh: admin - Wednesday, October 15, 2014

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